<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml"
        xmlns:mobile="http://www.google.com/schemas/sitemap-mobile/1.0"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
        xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
  <!-- Home Page - Highest Priority -->
  <url>
    <loc>https://credaico.com/</loc>
    <lastmod>2026-03-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Subscription/Pricing Page -->
  <url>
    <loc>https://credaico.com/subscription</loc>
    <lastmod>2026-03-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Authenticated Pages (listed for discovery, but require login) -->
  <url>
    <loc>https://credaico.com/dashboard</loc>
    <lastmod>2026-03-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://credaico.com/upload</loc>
    <lastmod>2026-03-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://credaico.com/disputes</loc>
    <lastmod>2026-03-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://credaico.com/documents</loc>
    <lastmod>2026-03-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://credaico.com/profile</loc>
    <lastmod>2026-03-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://credaico.com/payments</loc>
    <lastmod>2026-03-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Alternate domain URLs for multi-domain support -->
  <url>
    <loc>https://www.credaico.com/</loc>
    <lastmod>2026-03-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <url>
    <loc>https://creditai.manus.space/</loc>
    <lastmod>2026-03-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
</urlset>
