Simple, Transparent Pricing
One powerful plan with everything you need to repair your credit and dispute inaccuracies.
Cancel anytime. No long-term contracts.
Everything included:
Upload & Analyze Credit Reports
AI-powered analysis of your credit reports from all bureaus
Unlimited AI Analysis
Analyze as many credit reports as you need
Advanced FCRA Violation Detection
Identify all FCRA violations with legal citations
Unlimited Dispute Letter Generation
Generate personalized dispute letters for each negative item
Metro 2 Compliance Detection
Detect reporting format violations and compliance issues
5-Month Dispute Strategy Planner
AI-generated action plan with specific recommendations for each phase
Credit Score Impact Estimator
See estimated score improvement if items are removed
Report Change Monitor
Track changes between credit report uploads
Advanced Dispute Tracking
Track disputes with FCRA timelines and status updates
Secure Document Storage
AES-256 encrypted storage with automatic retention policies
Priority AI Processing
Fast-track analysis and letter generation
Email Notifications
Get alerts when disputes are resolved or collections appear
Dispute History Archive
Complete history of all your disputes and outcomes
Educational FCRA Resources
Learn about your rights under the Fair Credit Reporting Act
Frequently Asked Questions
Yes! New subscribers get a 7-day free trial to explore all features. No credit card required to start.
Absolutely. Cancel your subscription at any time from your account settings. No questions asked, no cancellation fees.
We accept all major credit cards (Visa, Mastercard, American Express) and process payments securely through Stripe.
If you're not satisfied within the first 7 days, we offer a full refund. After that, we offer prorated refunds if you cancel mid-month.
Yes. All your credit reports and personal data are encrypted with AES-256 encryption and stored securely. We comply with GDPR, CCPA, and FCRA regulations.
Why Choose CredaiCO?
FCRA Compliant
Advanced Analysis
Customer Support